Authorized Partner of the New York Department of Health
The $0 Essential Plan
Get affordable coverage for all your medical needs
Get affordable coverage for all your medical needs
The Essential Plan is a $0 health insurance program for New York residents. The program offers comprehensive coverage, including vision and dental care.
$0
Dental & Vision
Mental Health
Deductible
Preventive Care
Hospitalization
Maternity
$400
Gym Membership Reimbursement
$400
OTC Card for groceries and more*
100%
Co-insurance
Unlimited Maximum Benefit
*The $400 OTC card is only available to members enrolled in the UnitedHealthcare Essential Plan
Why is it free?
The Essential Plan is sponsored by the New York State government to offer comprehensive and affordable health coverage to all New York residents, including students and refugees.
Will it Affect my Immigration Status?
Applying for health insurance won't affect your immigration status or application for status. Your immigration status won't be shared with federal immigration authorities.
Interview with NYCDO Director, Max Hadler
As an officially authorized partner by the New York State Department of Health, Kimber Health was invited to the Office of Policy and Immigration Measures of the New York City Department of Health and Mental Hygiene for a special interview with Director Max Hadler. During the interview, we discussed important topics related to applying for and using the Essential Plan (EP). For those who want to know more, click to watch the interview video!
Eligibility
| EP 200-250 | EP 1 | EP 2 | EP 3 | EP 4 | |
|---|---|---|---|---|---|
| Income Qualifications | $30,120 - $37,650 | $22,590 - $30,120 | $20,783 - $22,590 | $15,060 - $20,783 | < $15,060 |
| Age Qualifications |
|
|
| 21-64 | 21-64 |
| Immigration Status | Everyone | Everyone | Everyone | Lawfully Present Immigrant | Lawfully Present Immigrant |
| EP 200-250 | EP 1 | EP 2 | EP 3 | EP 4 | |
|---|---|---|---|---|---|
| Premium | $0 | $0 | $0 | $0 | $0 |
| Deductible | $0 | $0 | $0 | $0 | $0 |
| Out-of-Pocket Limit | $2000 | $360 | $200 | $200 | $0 |
| Gym Membership Reimbursement | $400/year | $400/year | $400/year | $400/year | $400/year |
| Primary Care Office / Home Visits | $15 | $15 | $0 | $0 | $0 |
| Specialist Office / Home Visits | $25 | $25 | $0 | $0 | $0 |
| Preventive Care | Covered in full | Covered in full | Covered in full | Covered in full | Covered in full |
| Urgent Care Center | $25 | $25 | $0 | $0 | $0 |
| Emergency Care | $75 | $75 | $0 | $0 | $0 |
| Mental Health Care | $15 | $15 | $0 | $0 | $0 |
| Vision Care | $0 | $0 | $0 | $0 | $0 |
| Dental Care | $0 | $0 | $0 | $0 | $0 |
| Prescriptions (Retail Pharmacy) |
|
|
|
|
|
| OTC/Grocery Card | $75 per quarter | $75 per quarter | $75 per quarter | $75 per quarter | $75 per quarter |
| Download Brochure | Download | Download | Download | Download | Download |
Find a Doctor
Our Carriers
The Essential Plan is powered by our partner carriers below. You can find an in-network doctor or pharmacy for each provider below.
Get covered today!
Apply NowDISCLAIMER
Every effort has been made to supply information that is current and accurate, nevertheless, inadvertent errors in information may occur. The information on this website has been supplied to Kimber Health from a variety of sources and is subject to change at any time without notice. Kimber Health gives no assurance or warranty that information on this website is current and accurate and takes no responsibility for matters arising from changed circumstances or other information or material which may affect the currency or accuracy of information on this website. Kimber Health disclaims any liability for any improper or incorrect use of the information contained on this website and assumes no responsibility for anyone’s use of or reliance upon the information. Users are responsible for verifying all policy-related information with the insurance provider directly using the contact information supplied by the provider.Hours of Operation :
Monday - Friday 9:00AM to 6:00PM EST
NYWPG is an Authorized Partner of the New York State of Health. License #1348502.
All information on this site is for reference only and is subject to change.
